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Hadwin Family Group – J F & E Hadwin Ltd, trading as Kentdale Land Rover, Ribblesdale Jaguar Land Rover Service Centre, Lakeland Jaguar Land Rover Service Centre, Ribblesdale Motors, and Lakeland Motors - Torver, Coniston, Cumbria, LA21 8BJ, is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA firm reference number is 306472. Our permitted business includes arranging general insurance contracts and acting as a credit broker for the purposes of consumer finance.
J F & E Hadwin Ltd is a broker for finance and not a lender. The lenders we work with are given first right of refusal because they may pay us a commission for introducing customers to them. This commission may be based on the amount you borrow or the vehicle you purchase, and different lenders may pay different commission amounts. We will inform you of the amount of commission we will earn in good time before you enter into a finance agreement, and we will obtain your consent before receiving this commission. The commission we receive will not affect the amount you pay under your finance agreement, as all finance terms are set by the lender. You are not obliged to take finance arranged through us. Finance may be available through other distributors, and you are free to arrange funding for your vehicle elsewhere, which may be cheaper depending on your circumstances.

You can check our authorisation details on the FCA Register by visiting www.fca.org.uk/register or by contacting the FCA on 0800 111 6768.